Savings Accounts Annual Rate APY*
   Regular/Kids Club/IRA Shares    
     $5-2000 balance 0.05 0.05
     $2001-5000 balance 0.15 0.15
     $5001-10,000 balance 0.25 0.25
     $10,001-20,000 balance 0.40 0.40
     $20.001 and greater balance 0.50 0.50
   Christmas Club/Vacation Club 0.05 0.05
      *Annual Percentage Rate
      Rates effective 7/1/2010
      Rates subject to change without notice
      Contact Credit Union for fee schedule
Share Certificates Minimum Balance APY*
       6 months 500.00 0.50
      12 months 500.00 0.85
      24 months 500.00 1.26
      36 months 500.00 1.76
      *Annual Percentage Rate
      Early withdraw penalty
      Dividends paid monthly
      Contact Credit Union for fee schedule
      Rates Effective 7/1/2010