-Information We Collect:

We collect nonpublic personal information about you from the following sources:

-Information we receive from you on applications or other forms, such as: your name, address, social security number, assets, and income.

-Information about your transactions with us, our affiliates, or others, such as: your account balance, payment history, parties to transactions, and credit card usage.

-Information we receive from a consumer reporting agency, such as: your creditworthiness and credit history.

We do not disclose any nonpublic personal information about our members or former members to anyone, except as required by law. We may disclose all of the information we collect, as described above to service providers and companies that perform marketing services on our behalf.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic information