FEE SCHEDULE

SAVINGS ACCOUNT FEES
Excessive Withdrawal Fee............... $10 per withdrawal
   (limit 6 per calendar quarter)                                            
Christmas Club................... $10 per excess withdrawal
   (limit 1 withdrawal between Oct 1 – Dec 24 annually)
Debit/ATM CARD FEES
Cash Withdrawals (after 3 per month limit) ....... $2 each
   (any machine surcharges apply to all withdrawals)
Deposits............................................... no charge
Balance Inquiry................................................. $2
POS (Point of Sale)................................... no charge
PIN change (at ATM)................................. no charge
PIN change (thru credit union)............................... $5
Lost/Reset Pin.................................................. $5
Replacement Card............................................ $10
Debit Card will be cancelled after 6 months of non-use
SHARE DRAFT ACCOUNT FEES
Share Draft Printing fee............................ Prices vary
Copy of Draft fee.................. $5 per copy/$7 if mailed
ADD’L SERVICE FEES (applicable to all accounts)
Overdraft (below available balance) Fee...... $30 per item
Automatic Overdraft transfer from savings... $3 per item
Automatic Overdraft transfer from LOC........ $5 per item
Stop Payment fee............................. $25 per request
Handposted Drafts or ACH....................... $2 per item
ACH transfer fee.................................... $5 per item
Account Reconciliation fee...................... $20 per hour
Account Research fee............................ $20 per hour
Statement or History Copy fee.. $2 per page/$3 if mailed
Wire Transfer (outgoing) fee.................... $25 per wire
     International Wire............................. $50 per wire
Money Order fee......................................... $2 each
Teller Check fee.......................................... $5 each
Inactive/Dormant Account fee................ $10 per month
   (balance under $50 and 3 months of no activity)
Abandoned Account fee....................... $10 per month
Loan Skip-A-Payment fee........................ $25 per loan
Check Cashing........ $10 unless equal balance in account
Check Cashing for non-members........................... $5
Returned mail fee ............................................. $5
Garnishment/Tax Levy fee.................................. $50
Loan Late Payment fee............... $20 after 10 days late
Photocopy Fee................. $2 min, $1 each page over 5
Fax Fee........................... $5 min, $1 each page over 5
​Returned Deposit Check.......................................$20
The rates and fees appearing in this Schedule are accurate and effective for deposit accounts as of the Effective Date indicated on Schedule.  If you have any questions or require current fee information on your accounts, please call the Credit Union.                     7/1/2018