APRIL 2022 NEWSLETTER
2nd QUARTER OFFICE CLOSING
May 30 Memorial Day
June 20 Juneteenth
Remember, with a Debit/ATM card from City Trust Federal Credit Union, cash is available 24 hours a day, 7 days a week. You can use your card at ATM machines and can also get cash back at point-of-sale merchants. When at the check-out, ask the merchant if they offer cash-back options when you pay with your Debit/ATM Card. The credit union does not charge a fee on point-of-sale transactions.
SPRING CAR BUYING
Now is a great time to be buying a new or used vehicle. Advantages to borrowing form City Trust FCU:
DEBIT CARD NOTICE
You need to use your debit card at least once every six (6) or it will be cancelled. If your card is cancelled due to inactivity, there is a $10 fee for a new card.
STUDENT LOANS AVAILABLE
The Smart Option Student Loan by Sallie Mae is now available to our members. For borrowers attending degree-granting institutions. Now you can pay for college the smart way with three great repayment options and competitive interest rates. This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.
To learn more or to apply, visit salliemae.com/smartoption/citytrustfcu.
MEMBER NEWS
-Congratulations to our new family members:
-Denny & Kathleen Root, grandparents
Nicole Root & Troy Koch, parents
-Orion
-Stacey Jackson, grandmother
Gary Gatchell, grandfather
Kelsey Gatchell, mother
-Noelle Laine
-Congratulations to our recent retirees:
-Brian Schaefer
-Our condolences to the family and friends of members we lost:
-Michael Cramer
-Charlene Hewitt
-Kathleen English
SKIP-A-LOAN PAYMENT
You can now choose to skip a payment on your loan. For just a $25 fee per loan, you can defer your payments for one month (4 payments for weekly payers, 2 payments for bi-weekly payers, 1 payment for monthly payers). The deferment extends the length of the term of repayment and loan interest will continue to accrue at the contractual rate. Those who pay through payroll deduction or ACH direct deposit will have the loan payment funds placed in their share account. Some conditions and restrictions apply. Check with the credit union for details.
2nd QUARTER OFFICE CLOSING
May 30 Memorial Day
June 20 Juneteenth
Remember, with a Debit/ATM card from City Trust Federal Credit Union, cash is available 24 hours a day, 7 days a week. You can use your card at ATM machines and can also get cash back at point-of-sale merchants. When at the check-out, ask the merchant if they offer cash-back options when you pay with your Debit/ATM Card. The credit union does not charge a fee on point-of-sale transactions.
SPRING CAR BUYING
Now is a great time to be buying a new or used vehicle. Advantages to borrowing form City Trust FCU:
- Rates as low as 2.29%
- No application fees
- No origination fees
- Low credit disability rates
- Low life insurance rates
- No high pressure tactics
- Weekly or bi-weekly payments available
DEBIT CARD NOTICE
You need to use your debit card at least once every six (6) or it will be cancelled. If your card is cancelled due to inactivity, there is a $10 fee for a new card.
STUDENT LOANS AVAILABLE
The Smart Option Student Loan by Sallie Mae is now available to our members. For borrowers attending degree-granting institutions. Now you can pay for college the smart way with three great repayment options and competitive interest rates. This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.
To learn more or to apply, visit salliemae.com/smartoption/citytrustfcu.
MEMBER NEWS
-Congratulations to our new family members:
-Denny & Kathleen Root, grandparents
Nicole Root & Troy Koch, parents
-Orion
-Stacey Jackson, grandmother
Gary Gatchell, grandfather
Kelsey Gatchell, mother
-Noelle Laine
-Congratulations to our recent retirees:
-Brian Schaefer
-Our condolences to the family and friends of members we lost:
-Michael Cramer
-Charlene Hewitt
-Kathleen English
SKIP-A-LOAN PAYMENT
You can now choose to skip a payment on your loan. For just a $25 fee per loan, you can defer your payments for one month (4 payments for weekly payers, 2 payments for bi-weekly payers, 1 payment for monthly payers). The deferment extends the length of the term of repayment and loan interest will continue to accrue at the contractual rate. Those who pay through payroll deduction or ACH direct deposit will have the loan payment funds placed in their share account. Some conditions and restrictions apply. Check with the credit union for details.
Your shares at City Trust FCU are insured up to at least $250,000.00 by the National Credit Union Administration. The NCUA is an independent agency of the US Government and is responsible for the management of the National Credit Union Share Insurance Fund (NCUSIF).